Introduction to Bussan Auto Finance NOC

Bussan Auto Finance India (BAF) provides financial services for Yamaha two-wheeler purchases. Customers often seek a No Objection Certificate (NOC) once the loan is closed. This essential document confirms there are no outstanding dues on the loan. Getting your NOC is crucial for ownership transfer, insurance updates, and legal clearance. Fortunately, BAF now offers an online method to obtain the NOC easily and quickly.

Why You Need a Bussan Auto Finance NOC

Legal Ownership Verification

After repaying your loan, the lender’s lien must be removed. Without a NOC, you can’t prove complete ownership. RTO authorities require it for clearing hypothecation.

RTO Documentation and Hypothecation Removal

To remove hypothecation from your vehicle’s registration certificate (RC), you must present the NOC. Without it, the RTO will reject the request.

Insurance Policy Updates

Insurance companies demand a valid NOC before issuing or renewing full ownership-based policies. This is essential for claim approvals.

Vehicle Resale or Transfer

When selling your bike, buyers request a clear title. A NOC proves no financial liability exists on the vehicle.

Eligibility to Download BAF NOC Online

To download your Bussan Auto Finance NOC online, ensure the following:

Loan fully repaid.
No outstanding dues or charges.
Registered mobile number is active.
Loan closure updated in BAF’s records.

Once these are verified, proceed with the download process.

How to Download Bussan Auto Finance NOC Online

Step-by-Step NOC Download Process

Step 1: Visit the Official Website

Navigate to the Bussan Auto Finance website.

Step 2: Go to ‘Customer Services’

Click on the ‘Customer Services’ tab in the main menu. Then choose ‘Download NOC’ from the drop-down list.

Step 3: Enter Loan and Personal Details

Input your loan account number, registered mobile number, and vehicle registration number. Double-check for accuracy.

Step 4: Generate OTP

Click on the ‘Generate OTP’ button. You will receive an OTP on your registered mobile number.

Step 5: Authenticate OTP and Proceed

Enter the OTP in the field provided. Click ‘Submit’ to verify and move forward.

Step 6: View and Download the NOC

If your loan is closed and no dues remain, the system generates your NOC. Click on the ‘Download’ button to save the PDF file.

Documents Needed Before Downloading the NOC

Loan account number
Vehicle registration number
Registered mobile number
Aadhar card (if needed for verification)
PAN card (optional but helpful)

Keep these documents ready to ensure a smooth online process.

Important Tips for Successful NOC Download

Ensure Loan Closure is Updated

If the loan is recently closed, wait 5-7 working days before attempting the download. The BAF system takes time to update records.

Clear All Dues in Advance

Even a small pending balance will block your NOC download. Ensure all EMI payments are settled.

Use the Registered Mobile Number

OTP verification uses the number linked to your loan account. Using any other number will result in failure.

Check for Internet Connectivity

For smooth access, use a stable internet connection. Mobile networks may fail during OTP or download steps.

Troubleshooting Issues During NOC Download

Loan Closure Not Reflected

If your loan shows ‘open,’ contact BAF customer care. Request them to update your account status.

OTP Not Received

Check mobile signal strength and spam folder. If the issue persists, contact BAF and update your registered number.

NOC Not Generated

If the system does not generate your NOC, there may be pending dues or technical issues. Contact BAF via phone or email for resolution.

How to Contact Bussan Auto Finance for Help

Customer Care Number

Call 1800-419-2910 (Toll-Free) for assistance with loan details, NOC issues, or mobile number updates.

Email Support

Email your query to customercare@bafindia.com. Include your loan account number, name, and issue in detail.

Branch Visit

Visit the nearest BAF branch with your ID proof and loan documents. They will assist in real-time issue resolution.

Physical NOC vs Online NOC: Which is Better?

Advantages of Online NOC

Instant download
No paperwork
No branch visits
Available 24/7
Saves time

Drawbacks of Physical NOC

Delayed processing
Postal issues
Requires branch visits
Risk of document loss

Always prefer the online method for faster and more reliable results.

Next Steps After Downloading the NOC

Submit to RTO

Visit the local RTO with your NOC, RC, and Form 35. Request hypothecation removal from your vehicle documents.

Inform Insurance Provider

Submit the NOC to your insurance company. Request the removal of the financier’s name from your policy.

Keep a Backup

Save a digital and printed copy of the NOC. You may need it for future verification or legal purposes.

Common Mistakes to Avoid

Entering incorrect loan account number
Using an unregistered mobile number
Ignoring pending dues
Downloading NOC from unofficial sources

Always rely on the official BAF website to ensure safety and validity.

Frequently Asked Questions

How long is the NOC valid?

BAF NOC remains valid indefinitely. However, complete RTO submission soon after download is recommended.

Can I apply for NOC offline?

Yes, but the process is slower. Visit a BAF branch with ID proof and loan documents to apply physically.

Can I re-download the NOC later?

Yes. As long as your loan is closed, you can repeat the online steps to re-download the NOC anytime.

What if I lost my NOC?

Is there a fee to download the NOC?

No. Bussan Auto Finance provides the NOC download service free of charge.

Conclusion

Downloading your Bussan Auto Finance NOC online is easy, fast, and secure. Follow the outlined steps and ensure your loan is fully closed. Use the correct mobile number and loan details for a smooth experience. Always access the official website for safety. Once downloaded, act quickly to update RTO records and insurance documentation. Avoid delays and secure your full ownership with a valid NOC.

Published On June 3, 2025

By admin